Interesting interview this morning on "Money for Lunch". Trying to help agents in the country navigate the crazy world of internet marketing. Let me know your thoughts. Here is the link for the interview if you would like to listen:

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There's plenty to be excited about if you're thinking about buying in La Jolla. The market there has slipped, just like the markets throughout the country. Where high-end homes are concerned, this is an especially large problem, as many sellers aren't able to make their payments or keep their lovely homes. While it's tragic for the people who got in over their heads with these homes, it's a great boon for buyers who are looking for high-quality homes at great prices. No matter what your needs, there are homes that will be just right for you. Pools, granite countertops, exotic tile floors, manicured yards, and more all await you in La Jolla. All you have to do is come and pick out the one you like the best, since there are plenty to choose from.

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Buying a home is exciting. There are many great homes available in the San Diego area - specifically in Rancho Santa Fe and La Jolla. Whether it's brand new, or just new to you, buying a home is a time for big dreams, plans and goals for the future. It's also a time for big mortgage payments and the responsibility that comes with them. Many buyers, when they are pre-approved for a loan, automatically go out and start looking for houses that are as expensive as they can possible buy. That doesn't really mean they can afford these houses, it just means their debt-to-income ratio was acceptable to the bank.

Fortunately, the trend of “buy as much as you can afford” is slowly changing. Ultimately, it's better to buy something that's slightly less than what…

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It's no secret that buying or selling a La Jolla home or Rancho Santa Fe hom has gotten more difficult recently. That's largely because of the struggling economy, which led to the foreclosure crisis and the popping of the housing bubble. There have been a lot of changes that have taken place, too, and one of them deals with the appraisals that are done in La Jolla and Rancho Santa Fe area. In areas like La Jolla and Rancho Santa Fe, the high-end real estate market is not immune to lowered appraisal values that are keeping people from buying (and selling) homes.

In order to have a home financed, it has to appraise for at least the amount the buyer wishes to borrow. In many cases, it must appraise for more, because lenders generally only want to offer 80% of…

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Buying a home in an upscale community  place like Rancho Santa Fe or La Jolla seems like a dream come true, but it's becoming a nightmare for a lot of people. The real estate magazines say it's a buyer’s market, but many of them fail to mention that it's only a good market for a particular kind of buyer. If you want to buy and don't have good credit plus a healthy down payment, it may not be a “buyer's market” for you.

Instead, you may find that you've been shut out of purchasing your dream home in La Jolla or Rancho Santa Fe, right at a time where the prices have come down enough that you could afford to purchase in one of those beautiful areas. Many upscale buyers do not want to wait to see what prices do since they will be living in these homes for the…

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Newly released figures show that the unemployment rate throughout the country is now at 9.8%. That's higher than it was in the previous month, and it spells problems for the real estate market if you're a seller or if you're just trying to stay in your home. San Diego isn't fairing any better than the rest of the country when it comes to people losing their jobs, and even places like La Jolla and Rancho Santa Fe are seeing more and more people who simply have to move because they can no longer afford the home they once easily paid for.

It's a difficult time in real estate, but all is not lost. Buyers who have good credit and a down payment are still able to purchase homes, even in high-end real estate markets like La Jolla and Rancho Santa Fe. Banks are…

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Purchasing a luxury home in La Jolla or Rancho Santa Fe is an exciting thing to do. For some, it may be the culmination of many years of strategic planning. For others, it could be the result of a windfall, wise investments or simple good luck. No matter what has brought you to the La Jolla area and taken you into the high-end housing market keep in mind that you're still buying something from someone who really wants to get it sold. Because of that, the seller may not disclose everything he or she is legally required to do.

It's illegal for a seller not to disclose certain things, but that doesn't mean an unscrupulous seller won't skirt the rules  to avoid saying something incriminating about the house he or she really wants to get out from under. It's…

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Real estate scams are out there, and even careful people who generally make great decisions have had problems. A recent trend for these scammers is to find people who are in danger of foreclosure and trying to sell their homes. These companies promise to help them - for a price. This has happened in La Jolla and throughout San Diego County, and it's still occurring even though the media has cautioned people to avoid it.

People are desperate to get help, and with the unemployment figure at 9.8%, that help isn't coming in the form of a job for a lot of people. That's when they turn to companies that promise to help them avoid foreclosure and get their homes sold. By the time they've gotten to that point, they just want to sell their home and get out from…

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